New Hampshire Wage Garnishment — Max Percentage, Exemptions & Bans
Your New Hampshire wage garnishment snapshot: caps, exemptions, and bans.
New Hampshire Wage Garnishment at a Glance
| Max garnishment (consumer debt) | 25% of disposable earnings |
|---|---|
| Federal protection floor | $217.50 / week (30 × $7.25 federal minimum wage) |
| Head-of-household exemption | Standard federal rule |
| Exceptions that can still be taken | Child support, unpaid taxes, and federal student loans follow separate (often higher) limits. |
| Key source | CCPA Title III, 15 U.S.C. § 1673 |
What This Means in New Hampshire
Follows the federal CCPA Title III cap for consumer debt: the lesser of 25% of weekly disposable earnings or the amount above 30 × the federal minimum wage ($217.50/week). Child support, unpaid taxes, and federal student loans follow separate, often higher, limits. Verify the current rule with the state court or a local attorney.
Estimate Your Own Limit
Want a number for your paycheck? Open the New Hampshire wage garnishment calculator and enter your weekly disposable income.
This page is a general reference for New Hampshire. Garnishment rules differ by debt type and can change with legislation. Confirm current requirements with the New Hampshire court or a local attorney before relying on it.
Frequently Asked Questions
How much can be garnished from wages in New Hampshire?
For most consumer debt, the federal cap is the lesser of 25% of weekly disposable earnings or the amount above $217.50/week. Some states add more protection; New Hampshire follows the federal framework. Child support, taxes, and federal student loans follow separate rules.
Is there a head-of-household protection in New Hampshire?
There is no special head-of-household wage exemption written into New Hampshire law beyond the federal $217.50/week floor, though some debt types are handled differently. Verify with the court.